Business Insurance
Whether your business is large or small, we have the products to
meet your needs. Every business and industry is unique; we identify
ways to properly insure the unique hazards of your business. As
business owners ourselves, we understand the special protection
businesses need to prosper.
We offer:
Loss Control Programs
With our insurance company partners, we
can evaluate your business's current conditions and recommend ways to
lower property, auto, workers' compensation or liability losses. Lower
losses will not only lower your insurance costs, but also increase your
productivity by avoiding downtime.
Quick Claim Response
When you do have a claim, you need fast,
fair service. As independent agents we work to make that happen. That's
why we only represent companies with excellent records for settling
claims fairly and promptly.
Competitive Rates
Many of the insurance companies we
represent specialize in insuring specific types of businesses or
industries, offering special coverage and pricing. To see if your
business qualifies for one of these special programs, contact us for
more information.
For a business many
different types of insurance exist, including property insurance, liability,
commercial auto, workers compensation, group health, life, disability
income, "key man" insurance and others.
Below are some of the
more common types of coverage available, however this is not a complete
list and, as always, we recommend you contact us to thoroughly review
the needs of your business.
| Business
Owners Policy (BOP) |
Workers
Compensation |
| • Business Owners
Policy (BOP) |
• Workers Compensation
Insurance |
| Property & Liability
Insurance |
Commercial
Vehicle Insurance |
• Property
Insurance
• Liability Insurance
• Business Interruption
• Excess Liability / Commercial Umbrella |
• Commercial
Automobile
• Fleet Commercial Automobile
• Garage Automobile
• Non-Owned Automobile |
| Specialty
Liability |
Miscellaneous
Commercial Insurance |
• Professional
Liability
• Errors & Omissions Liability
• Directors and Officers
Liability
• Pollution Liability
• Marine Liability |
• Ocean Marine
/ Hull & Cargo
• Boiler & Machinery
• Crime
• Libel & Slander
• Special Event |
| Business
Life Insurance, Disability & Benefits |
• Disability Insurance
• Funding of Buy-Sell Agreements
|
• Key Man Coverage
• Group Benefits
|
|